The Four Critical Social Security Rules Every Retire Should Know | Smart Change: Personal Finance

(Christy Pepper) If you’re in your 60s, you’ll likely start thinking about retirement and claiming Social Security. Before you do that, you’ll want to make sure you understand the inner workings of this entitlement program. Otherwise, you can inadvertently make decisions that endanger your financial security and make your life more difficult in the future. … Read more

Will this be the summer of student debt cancellation? | personal financing

Anna Hilhoski Summer “will is, will not” Student debt cancellation It is upon us. “He”, of course, is President Joe Biden. Some 43 million borrowers are clinging to hope that Biden will take executive action to relieve at least some of their $1.7 trillion collective debt. Rumors spread on social media. The Ministry of Education … Read more

Worrying Social Security will not be enough? Invest in a Roth IRA | Smart Change: Personal Finance

(Christy Pepper) Social Security benefits won’t pay you enough money to support you on their own. But even though you will need additional income, retirement benefits from the Social Security Administration will be an important source of support. That’s because these benefits are guaranteed for the rest of your life. As a result, it makes … Read more

Why this fund is my first recommendation for new investors | Smart Change: Personal Finance

(James Bromley) New investor? Welcome to the market. Of course, even if you are only willing and able to do the job for a short time, you probably already realize that there is no shortage of advice available. Most are well-meaning, and some may be described as “good”. If any of them include a single … Read more

My Favorite Investment Lesson From Warren Buffett | Smart Change: Personal Finance

(Bram Berkowitz) Warren Buffett – At 91 years old, he is still the CEO of Berkshire Hathaway One of the greatest investors of our time. The conglomerate’s shares produced a compound annual return of more than 20% between 1965 and 2021, compared to just 10.5% for the return. Standard & Poor’s 500 during the same … Read more

Say goodbye to the Grand Warren Buffett tradition | Smart Change: Personal Finance

(Selina Marangian) The San Francisco-based Glide Foundation aims to advance social justice, lift people out of poverty, and change people’s lives. Super investor Warren Buffett’s late wife, Susie, was so impressed by Glide that she launched an annual auction to raise money for it – she auctioned off a meal with her husband. That was … Read more

A visual guide to the power of owning by the S&P 500 Bear Markets | Smart Change: Personal Finance

(Daniel Fulber) We’ve all heard the advice to stick with periods of volatility. As Warren Buffett famously said, “All there is to investing is to pick out the good stocks in the good times and stay with them as long as they remain good companies.” However, as an investor endures month after month of watching … Read more